How To Buy A Used Car Warranty

A used car warranty can provide you with extra peace of mind.

Buying a used car is an excellent way to drive a quality car without spending a fortune. However, it’s important to protect your investment by purchasing a used car warranty.

This guide will help you understand what an extended used car warranty is, the most common types available to buyers, and how to find the best used car warranty company.

What Is a Used Car Warranty?

In a nutshell, used car warranties are applied after manufacturer warranties run out. This type of warranty includes extended auto warranties and powertrain warranties, among others.

A used car warranty is important for several reasons:

  1. It protects your investment,
  2. It gives you peace of mind, and
  3. It helps you maintain your car’s resale value.

What Is Covered Under a Car Warranty?

While every used car warranty is different, most cover the cost of repairs or replacement for major components of your car, such as the engine, transmission, and drivetrain. Some may also cover other parts of your car, such as the air conditioning and heating system, the electrical system, and the brakes. Reading comparisons can give you a better sense of what coverage different warranty companies offer.

However, a warranty is not a service plan since it only covers damage related to manufacturing or factory defects. For example, a used car warranty wouldn’t cover damage caused by accidents, vandalism, or wear and tear.

Types of Car Warranties

There are three types of warranties that you can purchase for your car:

1. The Bumper-to-Bumper Warranty

A bumper-to-bumper warranty covers almost every component of your car. It typically covers the powertrain and major components like the engine, transmission, drive axle, and suspension.

The downside of a bumper-to-bumper warranty is that it doesn’t cover the main powertrain components for as long as you’d probably like. For example, most bumper-to-bumper warranties don’t cover the engine or transmission for more than about three years or 36,000 miles.

2. The Powertrain Warranty

A powertrain warranty covers all the major powertrain components of your car, such as the engine, transmission, and drive axle. It typically covers the vehicle for longer than the bumper-to-bumper warranty, but it doesn’t cover as many components.

3. Corrosion and Rust Warranty

A corrosion and rust warranty cover repairs to the major sheet metal of a car if it deteriorates prematurely. Now, this could come in handy if you’re buying an older used car that hasn’t been maintained properly.

How to Find the Best Used Car Warranty Company

When looking for a used car warranty company, it’s important to consider the following.


Shop for a used car warranty from an established service center. This way, you’ll have peace of mind knowing that your warranty is backed by an experienced and reliable service center. Find out how many years a warranty provider has been in business. You want to go with a company that has a proven track record of customer satisfaction.

Customer Service

Reputable used car warranty companies have excellent customer service. They’re easy to get in touch with and are happy to help you with any questions you may have. They should also be reliable, meaning that they provide their customers with warranties on time and without making them jump through hoops. Reading through reviews from past customers is a good way to find out how well a warranty provider treats its clients.


You want to go with a used car warranty that covers the specific components that could potentially give you trouble. It’s not very smart to pay extra money for a warranty that only covers components that aren’t likely to break.

Before buying a used car warranty, you may want to research the common problems that pop up with the make and model you’re interested in.

Let’s say the car you want to buy is widely known to have troubles with its electric parking brakes. You’d want to look for a used car warranty that specifically covers those components.

This might mean opting for a bumper-to-bumper warranty, or it might mean adding on a warranty that covers the main powertrain components if it’s not included in the base warranty.


Price is always a factor when it comes to warranties. Shop around and compare prices before you decide. It’s also a good idea to ask for quotes from several companies before you make your purchase. Keep in mind that not all warranty providers will offer the same coverage.

Final Thoughts

Finally, keep in mind that the base warranty for your car should cover all the major components of your car other than the powertrain. So, if something goes wrong with your car that’s not related to the powertrain, you should be covered under the base warranty.